By Dr. James M. Dahle, WCI Founder It is rare that I check out a book at the library and then end up wishing I'd bought it so I could keep a copy for future reference. Such is the case with The Truth...
Congratulations! You've made it to the far end of a very long pipeline. You've hit the light at the end of the tunnel, and discovered it wasn't a train there waiting for you. This is an exciting ti...
Disclosure: This is part 2/2 of an interview I did with Michael Relvas, CFP® who sells insurance for a living and pays for advertising space on this blog. Although I have an obvious financial confli...
Disclosure: Michael Relvas, the owner of MR Insurance Consultants is a paid advertiser on this blog. This post is a loose transcript of an interview I had with him recently. Although this isn't a "...
As a general rule, annuities are an inferior investment vehicle. You ought to have a really good reason before you purchase one (and the usual one used to market these to physicians, tax avoidance, i...
Variable annuities (VA) are an insurance product that is best described as a mutual fund wrapped in an insurance wrapper and covered with fees. They have several advantages over mutual funds (in a fu...
Larry Keller sent me an email explaining a deal that may benefit a few of my readers. This month the AMA is sending out mailers for a disability insurance policy offered through MetLife that doesn't...
I picked up a little gem the other day on the Bogleheads forum that I thought would be useful here. Brudude, an insurance agent who specializes in Guardian disability insurance, explained exactly wha...
In my experience, the only people who think equity-indexed annuities are a good idea are those who sell them, usually to unsophisticated seniors after a free steak dinner. Imagine my surprise to read...
I have a family member in her 50s who was recently diagnosed with metastatic pancreas cancer. She presented with painless jaundice, a pancreatic head mass was seen on CT, a biliary stent was placed,...
An explanation of a MEC, and 7 warnings about why you probably don't want one and how to avoid getting one unexpectedly.
Editor's Note: This is part 2 of a two part guest post aimed at helping you to compare the various disability insurance companies and their policies. If you haven't yet read it, start with part 1. La...
Editor's Note: I get submissions several times a week for guest posts. I turn down almost all of them. I find the best guest posts tend to be those that I solicit from others. This post is a good...
Whole life insurance has been a pillar of income to life insurance salesmen for years. It is often recommended, particularly to high earners, as a guaranteed investment with some wonderful tax benefi...
How much happiness does money really buy? Probably a lot less than you think. Here are 8 tips on how to maximize happiness through purposeful spending.