1035 Exchanges Friday Q&A
Q. 1) I am the owner of a whole life policy through Northwestern Mutual. I have owned it since 1999 and have approximately 22K in cash value. Given the low interest environment these days, I think it...
Q. 1) I am the owner of a whole life policy through Northwestern Mutual. I have owned it since 1999 and have approximately 22K in cash value. Given the low interest environment these days, I think it...
By Dr. James M. Dahle, WCI Founder Q: Should I Buy Long Term Care Insurance for My Parents My wife and I have been advised to purchase long term care insurance for our parents. It's unlikely that eith...
The posts on this website about cash value insurance continue to attract comments (mostly from those who sell it) like a knight in shining armor on a summit in a thunderstorm attracts lightning. Mont...
This emergency doctor shows just how important disability insurance can be. Even if you're completely healthy today, make sure you have some.
Many insurance companies and their agents will sometimes offer you a life, disability, or other insurance policy with a return of premium (ROP) rider. The salesmanship really kicks in as they explain...
Long-time readers will probably notice I've become less dogmatic in some of my writing over the last two years and softened my tone considerably on several subjects. For example, although I still thi...
The LEAP system advocates using whole life insurance to solve all of life's financial ills. It's more of a method to sell insurance than a financial system.
[Editor's Note: This is a guest post from Lawrence B. Keller, CFP®, CLU®, ChFC®, RHU®, LUTCF. We have no financial relationship.] Since my last disability insurance update, Berkshire has increased t...
This post is rather lengthy for a Friday Q&A series, but I thought it was worthwhile as I've been hearing more and more from docs looking at Northwestern Mutual for disability insurance.] Q. Is a...
There is a "financial guru" named Douglas Andrew who lives in my local area. He is a financial planner, radio host and author who advocates a rather unique approach to retirement planning. I've occa...
[Editor's Note: Like most industries, the disability insurance market has frequent changes. In this guest post, Lawrence B. Keller, CLU, ChFC, CFP® updates us on some recent changes with MetLife and...
[Editor's Note: This is a guest post from Michael Relvas, owner of MR Insurance Consultants, one of the advertisers on this site. Mixing group disability contracts with individual disability contract...
Some of the most popular posts on this blog are about whole life insurance (WL). For better or for worse, nearly every reader of this blog is approached by an insurance agent recommending whole life...
Disability insurance agents routinely criticize group disability insurance policies, and for plenty of good reasons. However, I recently bought one anyway. Let me explain why. But first, a brief re...
A reader sent me a link to a recent article published in Physician News Digest called "Doctors Betrayed By Traditional Financial Strategies." I felt there were enough inaccuracies and poor assumption...