Layering Term Insurance Can Save You Thousands
Layering multiple term life policies can provide you adequate coverage while saving thousands in premiums. Be sure to only buy insurance to cover financial catastrophes, and don't overpay for it.
Layering multiple term life policies can provide you adequate coverage while saving thousands in premiums. Be sure to only buy insurance to cover financial catastrophes, and don't overpay for it.
Just as health care "sharing" has replaced health insurance for many, disability sharing ministries also exist. But it's not yet ready for prime-time in the physician disability space.
Receiving a life insurance death benefit in the event of your spouse's untimely death is a windfall, but it has some unique aspects worthy of a few minutes of your time.
R.J. Weiss discusses the five gaps he sees most often in property insurance for high income professionals. Maybe it is time for you to review your coverage if you haven't done so in a while.
Some high-income professionals hate personal finance and investing. If that is you, this post is for you. If that isn't you, send this post to someone you care about.
One doctor thought switching from standard health insurance available on the ACA exchange to a Christian Health Sharing Ministry plan would save him money. Then he ran the numbers, including the tax deductions.
If you're an insurance agent, stop committing these sins. If you're a client, stop associating with agents who do. Get the insurance you need and none of what you don't.
Cory Fawcett shares how he was burned by the fine print in his property insurance policies on two separate occasions. Read your policy carefully to avoid having the same thing happen to you.
Michael Relvas explains what it is like to sell life and disability insurance to WCI readers. Also tips for military docs and those looking to replace their policies.
Almost every doctor has been approached by a whole life insurance salesmen. Many of us have mistaken them for an impartial financial advisor and bought what they were selling, only to realize what happened years later. Then what?
Most doctors have their malpractice insurance taken care of by their employer or group. But what if you have to shop it yourself? Here's a guide.
Lawrence Keller, CLU, ChFC is an experienced insurance agent specializing in term life and disability insurance for physicians, dentists, and similar professionals. He is also a Platinum Sponsor of the 2016 WCI Scholarship. Here he discusses his business and industry.
Term life insurance is really simple to buy. Or is it? Maybe we haven't been buying the product that we should be buying. Annually renewable term insurance may be the "pure insurance" you're looking for.
There are lots of smart ways to get rid of your whole life policy. Here's another one you might like, exchanging it for a MEC.
While you may only ever have to purchase disability insurance once, there are some reasons to take a careful look at your policy every few years to see if it is still right for you.