Layering multiple term life policies can provide you adequate coverage while saving thousands in premiums. Be sure to only buy insurance to cover financial catastrophes, and don't overpay for it.
Michael Relvas explains what it is like to sell life and disability insurance to WCI readers. Also tips for military docs and those looking to replace their policies.
Almost every doctor has been approached by a whole life insurance salesmen. Many of us have mistaken them for an impartial financial advisor and bought what they were selling, only to realize what happened years later. Then what?
Lawrence Keller, CLU, ChFC is an experienced insurance agent specializing in term life and disability insurance for physicians, dentists, and similar professionals. He is also a Platinum Sponsor of the 2016 WCI Scholarship. Here he discusses his business and industry.
There are lots of smart ways to get rid of your whole life policy. Here's another one you might like, exchanging it for a MEC.
While you may only ever have to purchase disability insurance once, there are some reasons to take a careful look at your policy every few years to see if it is still right for you.