95% financing to $1,250,000, 90% financing to 1,500,000, 80 financing to $1,750,000. NO PMI. Fixed rates and variable rate mortgages available. No prepayment penalty. Purchase and Rate / Term Refinance only. New employment contracts allowed and can close up to 60 days prior to start date of employment. Down payment and closing costs may be gifted. Asset Utilization allowed. Non Occupant Co Borrower allowed.
Borrower must be a resident or practicing physician, Attorney, CPA, Oral Surgeon, Dentist, Pharmacist, Optometrist, Nurse Anesthetist, Physician Assistant, or Ophthalmologist.
We order the appraisal without collecting funds upfront from the borrower. This allows us to order appraiser earlier than other lenders. This expedites closing and gives us a slight advantage over other lenders to ensure we meet the contract close date. Amplify Credit Union was founded by 10 Austin-Based IBM employees so we are rooted in technology. This gives us the best options and innovative products and services. We are a cooperative and we give back to the community through volunteer hours, American red Cross, Meals on Wheels, Caritas of Austin, and our Safe Place to Call Home initiative. Austin Business Journal Top Lender. A+ BBB Rating. 5 Star Zillow Lender Rating.