Loan Officer: Erin Moffitt
States: AL, AZ, CA, CO, CT, FL, ID, IN, IA, KS, KY, MD, MA, MI, MN, MO, MT, NE, NV, NM, NC, ND, OH, OR, PA, SC, SD, TN, TX, UT, WA, WI, WY, DC


0% down up to $750,000; 5% down payment up to $1,000,000; 10% down up to $1,500,000. No PMI. No Prepayment Penalty. Fixed rates and variable rate mortgages available. Loan options available for purchase, as well as rate/term and cash-out refinances. We also have great long term lock options up to 12 months for New Construction Financing. Close up to 90 days prior to your employment contract start date. Minimum credit score of 680. Max DTI 43%.


Interns, Residents, Fellows, MD, DDS, DMD, DPM, DO and clinical professors, researchers, or managing physicians with a current medical license or diploma. We also have loan programs for Chiropractors, Doctors of Optometry, Pharmacists and Doctors of Veterinarian Medicine.


Great rates, processing and communication and underwriting. No minimum or maximum years in practice. We can exclude student loan payments. Down payment, closing costs, and reserves may be gifted. Erin has specialized in physician loans for the last 10 of his 22 years in mortgage lending, helping thousands of doctors achieve homeownership.

Erin Moffitt (NMLS #452833) can be reached at 651-248-1936 or [email protected]